“Why don’t ROI models align with my actual total cost of care?”

Understanding Total Cost of Care - Join us for a Webinar discussion about navigating a healthcare environment where nearly all ROI models show savings, yet we are still paying more for care.

This diverse panel will engage in conversation about total cost of care analyses and their intended results. While recognizing employers’ common questions and doubts about total cost of care projections, experts will address healthy skepticism with a dose of reality about the true, lasting value of investment in healthcare, including foundational primary care.

Bringing unique perspectives rooted in employee benefits, actuarial science, and clinical care provision, panelists will share candid dialogue about the science of total costs of care—including its critical components and the challenges of analysis—so employers gain clarity on what they will realistically be able to achieve. Employers will walk away with the ability to evaluate analyses effectively so they can better formulate benefits strategies and leverage total cost of care information with ease and decisiveness.

While total cost of care analyses are, by nature, dependent on some level of subjectivity, this Webinar will clarify common misconceptions so employers can start to trust in the potential benefits of reducing total cost of care and leverage a committed investment in the right benefits for their employees. Join us.

Register for The SDOH & Primary Care Connection on
October 11 at 10:30 PT

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Facilitator: Nate Murray, MBA
Chief Revenue Officer at Crossover Health

As Chief Revenue Officer and co-Founder of Crossover Health, Nate brings more than 20 years’ experience in and passion for healthcare to his daily interactions with clients. He is a strong advocate of plan designs that make primary care, mental health, and physical medicine low cost or no cost for members, and has developed shared savings programs that align incentives across partnerships, and deliver objective improvements along the cost, quality, and experience dimensions. 

Prior to founding Crossover, Nate led the development of a direct-to-consumer Medicare marketing program and built a large online Medicare broker partner network. He was also employed by several large healthcare payers in operations and product development, and has worked in healthcare technology, helping payers and consumers with decision-making by factoring in costs. 

Murray earned his Bachelor of Arts degree in Economics from the University of Utah and holds a Master of Business Administration degree from Brigham Young University.







Nate Murray

Moderator: Nate Murray, MBA
Founder and Chief Revenue Officer at Crossover Health

As Chief Revenue Officer and co-Founder of Crossover Health, Nate brings more than 20 years’ experience in and passion for healthcare to his daily interactions with clients. He is a strong advocate of plan designs that make primary care, mental health, and physical medicine low cost or no cost for members, and has developed shared savings programs that align incentives across partnerships, and deliver objective improvements along the cost, quality, and experience dimensions. 

Prior to founding Crossover, Nate led the development of a direct-to-consumer Medicare marketing program and built a large online Medicare broker partner network. He was also employed by several large healthcare payers in operations and product development, and has worked in healthcare technology, helping payers and consumers with decision-making by factoring in costs. 

Murray earned his Bachelor of Arts degree in Economics from the University of Utah and holds a Master of Business Administration degree from Brigham Young University.








Stephen Ezeji-Okoye

Panelist: Stephen Ezeji-Okoye, MD
Chief Medical Officer at Crossover Health

Stephen Ezeji-Okoye, MD, is Chief Medical Officer (CMO) at Crossover Health. With a passion for population health and redesigning systems to drive improvements in quality and efficiency, he manages the delivery of outcomes-based, effective clinical care at Crossover.

Previously, Dr. Ezeji-Okoye led ambulatory care service and oversaw clinical operations as Deputy Chief of Staff at the VA Palo Alto (Calif.) Health Care System (VAPAHCS). Dr. Ezeji-Okoye also served as Clinical Professor (affiliated) at Stanford University School of Medicine, a national consultant to the VA on the use of integrative medicine practices in VA care, and as advisory council member to the National Institute of Health’s National Center for Complementary and Integrative Health.

Dr. Ezeji-Okoye graduated from Harvard College and attended medical school at the University of Texas Health Science Center at Houston. He completed his internship, residency, and chief residency in internal medicine at Stanford University.






Jim Huffman

Panelist: Jim Huffman, MSc
Senior Vice President at Alliant Insurance Services

Jim Huffman is Senior Vice President at Alliant Insurance Services. He has more than 25 years’ experience leading employee benefits for large global companies. He has extensive experience with health navigation solutions as well as oversight for employer-sponsored onsite health clinics. At Alliant, Huffman is responsible for strategic benefits consulting and relationship management, collaborating with clients to understand their unique needs and respond with customized employee benefits solutions that position them for long-term success.

Huffman also serves in several industry association leadership roles including member of the Board of Governors for the Patient Centered Outcomes Research Institute (PCORI), member of the Employer Health Innovation Roundtable (EHIR), past chairman of the Board of the Business Group on Health, and past board member at the ERISA Industry Committee (ERIC). He received his Bachelor of Science in Business Administration from Worcester State University and his Master of Science in Health Care Transformation from the University of Texas at Austin.





Patrick Curran

Panelist: Patrick Curran, FSA, MAAA
Senior Director, Provider Actuarial Services at Optum

Pat Curran is Senior Director, Provider Actuarial Services at Optum. With more than 15 years’ experience working with payers, providers, employers, and ACOs as a health actuary, his experience includes employee benefit consulting, pricing (both commercial and Medicare), strategic planning, development of actuarial opinions, serving as an appointed actuary, and various financial modeling and forecasting functions.

Curran has brought his actuarial skillset to those delivering healthcare directly, working with providers, health systems, and related entities to guide understanding in healthcare finance, quantify and project risk contracts, perform business case development and enterprise-wide financial modeling, and use data for operational support and strategic decision-making. He is a fellow of the Society of Actuaries and member of the American Academy of Actuaries. He received his Bachelor of Science in Applied Mathematics from Rochester Institute of Technology.
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About Crossover Health

Crossover Health is the leader in delivering value-based hybrid care. The company’s national medical group delivers Primary Health, a proven care model inclusive of primary care, physical medicine, mental health, health coaching and care navigation. With a focus on wellbeing and prevention that extends beyond traditional sick care, the Crossover care team builds trusted relationships with its members and provides choice in care - in-person, virtual or via asynchronous texting. Together we are building health as it should be and engaging a community of members to live their best health.

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